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✓ NHIA-Accredited HMO Since 2007
Bringing Health to Life for the Whole Family
Prepaid Medicare Services Limited: Nigeria trusted HMO offering affordable health coverage for individuals, families, and businesses.
✓ 500+ Hospital Partners
✓ 24/7 Call Centre
✓ Nationwide Coverage
Who Are You Looking To Serve?
Individual
Affordable health plans for your personal wellness needs.
Family
Coverage for you and your loved ones including maternity.
Corporate
Health benefits to attract talent and reduce employee costs.
Provider / Agent
Join our network or become a commission-earning agent.
Join Our Network
Why Nigerians Trust Prepaid Medicare
Over 15 years of delivering quality healthcare solutions
Prompt Claims Payment
We ensure healthcare providers receive timely payments, so you get uninterrupted care without delays.
Personalized Care
Dedicated account managers and one-on-one support to address your unique healthcare needs.
500+ Hospital Network
Access quality care nationwide with our extensive network of accredited hospitals and clinics.
24/7 Support
Round-the-clock call centre and emergency assistance whenever you need it.
Flexible Health Plans for Every Need
ALPHA
₦50,000/year
Essential coverage for individuals
- General & specialist consultations
- Outpatient drugs & lab tests
- Emergency services (24hr response)
- General ward inpatient care
- Routine immunizations
- Maternity services
- Advanced diagnostics (CT/MRI)
- Private ward accommodation
MOST POPULAR
OMEGA
₦120,000/year
Comprehensive family coverage
- Everything in ALPHA, plus:
- Maternity & child health services
- Semi-private ward accommodation
- 12 physiotherapy sessions/year
- Additional childhood immunizations
- Basic fertility investigations
- Telemedicine consultations
- Annual optical lens allowance
OMEGA+
₦250,000/year
Premium unrestricted coverage
- Everything in OMEGA, plus:
- Private ward accommodation
- Major surgical procedures covered
- CT/MRI scans (2 max/year)
- Advanced dental & optical benefits
- 8-week mental health outpatient care
- Cancer screening & oncologist consults
- Online fitness & wellness programs
Find a Healthcare Provider
Search our published provider network by hospital, clinic, state, LGA or facility type.
Start typing to search the provider database.
Pay to Subscribe
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Flutterwave
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Services Tailored For You
? Primary Healthcare
GP consultations and basic treatments.
? Emergency Response
24-hour emergency coverage.
? Pharmacy Benefits
Prescription drug coverage.
? Digital Health
Telemedicine and online booking.
? Maternity & Child Care
Antenatal and postnatal care.
???? Multi-Member
Cover your family members.
? Pediatric Dental
Annual dental and optical allowances.
? Family Hospital Access
Priority access to quality care.
? Employee Wellness
On-site screenings and workshops.
? Account Management
Dedicated account manager.
? Cost Control
Transparent billing and reports.
? Multi-Location
Nationwide hospital network.
? National Alliance
Join our provider network.
? Competitive Commission
Attractive enrollment commissions.
? Training Support
Product training and materials.
⚡ Fast Claims
Prompt bill settlements.
Grow With Us: Partner & Agent Opportunities
? Healthcare Providers
Expand your patient base and ensure timely payments by joining our accredited provider network.
- Access to 50,000+ enrolled members
- Streamlined digital claims submission
- Monthly payment cycles with transparency
- Clinical support and guidelines
- Co-marketing opportunities
? Insurance Agents & Brokers
Earn competitive commissions while helping Nigerians access quality healthcare.
? Earn 10-15% Commission on First-Year Premiums
- Recurring renewal commissions annually
- Free sales training & certification
- Digital enrollment tools & CRM access
- Marketing collateral & lead support
- Quarterly performance bonuses
? Strategic Partners
NGOs, educational institutions, and businesses: co-create value-added health solutions.
- Custom benefit packages for your members
- Co-branded wellness campaigns
- Revenue-sharing partnership models
- Joint community health initiatives
- Dedicated partnership manager
Trusted by Thousands Across Nigeria
★★★★★
"As a clinic owner, joining Prepaid Medicare network brought steady patient referrals."
★★★★★
"Switching our 150 employees to Prepaid Medicare reduced our healthcare costs by 30%."
★★★★★
"Prepaid Medicare covered my son emergency surgery when we needed it most."
50,000+Active Members
500+Hospital Partners
98%Claims Approved
15+Years Experience