Our HealthPlan
Prepaid Medicare Health Care Plans
PREPAID MEDICARE SERVICES HEALTH PLANS |
|||
COVERED SERVICES |
ALPHA |
OMEGA |
OMEGA + |
EMERGENCY SERVICES |
|
|
|
Local evacuation to hospital |
24 HOURS |
48 HOURS |
72 HOURS |
Stabilization |
24 HOURS |
48 HOURS |
72 HOURS |
Emergency drug and investigations |
24 HOURS |
48 HOURS |
72 HOURS |
OUTPATIENT SERVICES |
|
|
|
General Consultation |
YES |
YES |
YES |
Specialist Consultation |
NO |
YES |
YES |
Routine Laboratory tests |
YES |
YES |
YES |
Drugs |
YES |
YES |
YES |
Physiotherapy |
NO |
6 SESSIONS |
12 SESSIONS |
INPATIENT SERVICES |
|
|
|
General ward |
YES |
YES |
YES |
Semi private ward |
NO |
YES |
YES |
Private ward |
NO |
NO |
YES |
General/Specialist doctor review |
YES |
YES |
YES |
Nursing care |
YES |
YES |
YES |
Drugs and infusions |
YES |
YES |
YES |
Routine Laboratory investigations |
YES |
YES |
YES |
CT/MRI Scan |
NO |
NO |
2 MAX |
MATERNITY SERVICES (FAMILY PLAN ONLY) |
|
|
|
Antenatal care |
YES |
YES |
YES |
Normal delivery |
YES |
YES |
YES |
Induction of labour and assisted delivery |
NO |
YES |
YES |
C/S (emergency & medically indicated electives) |
NO |
YES |
YES |
Family Planning Services (OCPs & IUCD) |
YES |
YES |
YES |
MEDICAL LIMIT FOR DELIVERY SERVICES |
50,000 |
150,000 |
250,000 |
CHILD HEALTH SERVICES |
|
|
|
Care for unregistered new born |
YES |
YES |
YES |
Routine Immunization |
YES |
YES |
YES |
Additional Childhood Immunization – under 5 years (HiB& Rotavirus, pneumovax, typherix) |
NO |
YES |
YES |
Well Baby Clinic |
NO |
YES |
YES |
Nutritional Scheme |
YES |
YES |
YES |
Circumcision |
YES |
YES |
YES |
SURGICAL SERVICES |
|
|
|
Minor procedures (Lacerations, Sutures e.t.c) |
YES |
YES |
YES |
Intermediate (Appendectomy, Removal of Lumps, Hernioraphy) |
NO |
YES |
YES |
Major procedures (Endocrine, Thoracic) |
NO |
NO |
YES |
MEDICAL LIMIT FOR SURGICAL SERVICES |
50,000 |
150,000 |
250,000 |
RADIOLOGICAL SERVICES |
|
|
|
Plain X-Rays & Ultrasound Scans |
YES |
YES |
YES |
EYE CARE |
|
|
|
Routine examination |
YES |
YES |
YES |
Treatment of infection |
YES |
YES |
YES |
Annual Optical Lens limit |
NO |
8,000 |
18,000 |
Simple Eye surgeries e.g. Pterygium, Stye, Chalazion |
NO |
YES |
YES |
DENTAL CARE |
|
|
|
Routine examination |
YES |
YES |
YES |
Treatment of infection |
YES |
YES |
YES |
Simple extraction |
1 PER YEAR |
2 PER YEAR |
2 PER YEAR |
Composite/Dental Fillings |
NO |
3/YEAR |
4/YEAR |
Amalgam |
NO |
2/YEAR |
3/YEAR |
Scaling & polishing |
NO |
2/YEAR |
2/YEAR |
Surgical extraction |
NO |
1/YEAR |
2/YEAR |
Root Canal Treatment |
NO |
NO |
1/YEAR |
MENTAL HEALTH SERVICES |
|
|
|
Counseling |
YES |
YES |
YES |
Outpatient consultation & Treatment |
NO |
NO |
8 WEEKS |
FERTILITY SERVICES |
|
|
|
Basic investigations |
NO |
YES |
YES |
Non-hormonal drug treatment |
NO |
NO |
YES |
MEDICAL LIMIT FOR FERTILITY SERVICES |
NO |
50,000 |
100,000 |
CANCER CARE |
|
|
|
Cancer screening |
COUNSELLING ONLY |
COUNSELLING ONLY |
ONCOLOGIST CONSULTATION |
Mammogram |
NO |
NO |
YES |
PSA test |
NO |
NO |
YES, IF NECESSARY |
HIV/AIDS MANAGEMENT |
|
|
|
Voluntary Conselling & Testing |
YES |
YES |
YES |
Treatment of Opportunistic Infections |
NO |
NO |
YES |
Anti-Retroviral Treatment Facilitation at Designated Centres in Nigeria |
YES |
YES |
YES |
HEALTH AND WELLNESS SERVICES |
|
|
|
Health Information Talks |
YES |
YES |
YES |
TELEMEDICINE |
NO |
YES |
YES |
ONLINE FITNESS |
NO |
NO |
YES |
ALPHA HEALTH PLAN
OMEGA HEALTH PLAN
OMEGA PLUS HEALTH PLAN
A fully comprehensive health plan offering primary, secondary and tertiary level healthcare benefits with additional medical benefits without restrictions to providers on our network. The benefits package is designed to provide enrollees personalized care.
CUSTOMIZED HEALTH PLAN
A health plan fully designed by both the HMO and the enrollee (entity). It is solely based on the budget and the services to be provided.The benefits package is designed to create a healthcare pool fund that can provide enrollees personalized care.